POS Systems

Compare All Payment + POS Options

Every business takes payment differently. This guide helps you understand what each platform in the OmniPayUSA lineup is actually built for — so you choose what fits, not just what's popular.

OmniPayUSA carries all seven options. We recommend what fits your workflow — not what's easiest to sell.

Quick Pick

Seven Platforms. One Clear Purpose Each.

Start here if you want a plain-English summary of what each system does best — before reading the full comparison.

CardPointe

Payment Command Center

Virtual terminal, hosted payment page, card-present terminals, and B2B Level 2/3 data — all in one reporting portal. Best for multi-channel payment acceptance.

B2B · Contractors · Multi-Channel

Clover

Full POS Ecosystem

Counter checkout, menus, modifiers, staff management, gift cards, loyalty, and mobile payments. The most complete POS experience — built for retail and food service.

QSR · Retail · Cafés · Services

Valor PayTech

Back-Office Gateway

PayNow links, QuickBooks sync, recurring billing, ACH, virtual terminal, and the Valor Portal. Built for B2B businesses that invoice clients and need clean bookkeeping.

QuickBooks Users · B2B · Invoices

Dejavoo

Practical Hardware + Gateway

Field-tested terminals, iPOSpays gateway, payment links, hosted checkout, QR payments, and S.A.F.E. fraud monitoring. Great for service providers and field teams.

Service · Retail · Nonprofits · Field

Tabit

Hospitality POS

Tableside ordering, kitchen display, course management, hotel PMS integration, and room charge posting. Purpose-built for full-service restaurants, hotels, and resorts.

Restaurants · Hotels · Resorts

INFI Kiosks

Self-Ordering

Customer-facing kiosks with menus, modifiers, AI upsells, kitchen routing, SMS order-ready alerts, and online ordering sync. For high-volume food environments.

QSR · Food Halls · Venues

NMI Gateway

Developer-Grade Gateway

API-driven payment infrastructure for ecommerce, embedded payments, white-label checkout, unattended kiosks, and multi-processor routing.

SaaS · Ecommerce · Developers

Not sure which one fits? OmniPayUSA will tell you honestly — based on how your business operates.

Talk to an Advisor
Full Comparison

Feature-by-Feature Side-by-Side

All seven platforms compared across 30+ features. Scroll right on smaller screens. ✓ = full support  ·  dash = not a core feature  ·  orange text = partial or add-on.

Feature CardPointeCommand Center CloverFull POS Valor PayTechBack Office DejavooHardware + GW TabitHospitality INFI KiosksSelf-Order NMI GatewayDeveloper API
Payment Acceptance
Card-Present TerminalVia partner
Virtual TerminalLimited
Mobile PaymentsVia partner
Online / Ecommerce
Payment Links
ACH / eCheckLimited
QR Code Payments
B2B & Commercial Card
Level 2 / L3 DataLimited
PO Number Capture
Invoicing / Billing
Recurring BillingBasic
POS & Daily Operations
Full POS with Menu/ItemsBasicDejaPayPro
Modifiers & CombosBasic
Kitchen Display (KDS)Add-on
Tableside Ordering
Self-Ordering Kiosk
Gift Cards / LoyaltyVia partner
Staff ManagementUsers onlyBasic
Tip ManagementBasicVia config
Hospitality Features
Hotel PMS Integration
Room Charge Posting
Online / Mobile OrderingVia partner
AI Upsell / Cross-sell
Integrations & Technical
QuickBooks IntegrationVia partnerVia appVia partner
API / Developer AccessBasicApp marketLimitedLimited
Customer Vault / TokenizationBasicBasic
Fraud / Security ToolsBasicBasicBasic S.A.F.E.BasicBasic
Reporting Portal
Setup & Support
OmniPayUSA Setup Support
Ongoing Advisory Support
Complexity to Set UpModerateLow–MedModerateLow–MedHighHighHigh

Table reflects general capabilities. Specific features depend on plan, configuration, and integration setup. OmniPayUSA can review exact fit for your workflow.

Best For

Match Your Business Type to the Right Platform

Different businesses have different payment needs. Find your type and see which platforms OmniPayUSA recommends — in order of fit. Red dot = primary recommendation.

Service Providers

Dejavoo
Best overall
CardPointe
High B2B volume
Valor PayTech
If QuickBooks matters
Clover
If counter ops needed

Quick-Service Restaurants

INFI Kiosks
High-volume self-order
Clover
Best counter POS
Dejavoo
Simpler operations

Full-Service Restaurants

Tabit
Built for this
Clover
Simpler properties

Hotels + Resorts

Tabit Hotels
PMS integration
INFI Kiosks
High-volume F&B
CardPointe
Payment management

Government Contractors

CardPointe
L2/L3, virtual terminal
Valor PayTech
ACH + QB sync
Dejavoo
Hardware + L2/L3
NMI Gateway
API-driven billing

B2B + Supply Chain

Valor PayTech
QB, ACH, recurring
CardPointe
L2/L3 workflows
NMI Gateway
API / embedded

Retail + Commercial

Clover
Full POS + loyalty
Dejavoo
Simpler counter
CardPointe
Multi-channel

Churches + Nonprofits

Dejavoo
Hosted donation page
CardPointe
Hosted payment page
NMI Gateway
Online giving flows

Ecommerce + SaaS

NMI Gateway
API-first, white-label
Valor PayTech
Magento + recurring
CardPointe
Hosted checkout
Help Me Decide

Common Questions That Point to the Right Platform

Start with how your business actually operates — not a feature checklist. These scenarios cover the most common decision points owners bring to OmniPayUSA.

"I need servers to take orders at the table and send them directly to the kitchen."
Tabit
TabitPad was built specifically for this. No other platform in the lineup does tableside ordering + kitchen routing the same way.
"I invoice clients, use QuickBooks, and want payments to sync automatically."
Valor PayTech
PayNow links, ACH, recurring billing, and a native QuickBooks integration — built for exactly this workflow.
"I accept payment over the phone, at a counter, and through an invoice — all from one account."
CardPointe
Virtual terminal, hosted payment page, card-present terminal, and one reporting portal. The multi-channel command center.
"My lines get long at peak hours and customers are waiting too long to order."
INFI Kiosks
Self-ordering kiosks absorb the queue, improve modifier accuracy, and route orders to the kitchen without adding headcount.
"I am a field service business and need to collect payment on-site and via invoice."
Dejavoo
Portable terminals, Tap to Pay, payment links, and a hosted page — all connected to one gateway account.
"I need a full POS with menus, staff management, gift cards, and loyalty for my café or retail store."
Clover
The most complete POS ecosystem in the lineup — built around daily counter operations and customer-facing experiences.
"I am building software and need payment infrastructure embedded in my platform."
NMI Gateway
API access, white-label checkout, multi-processor routing, customer vault, and developer-first tooling.
"I process government or commercial cards and need PO numbers captured correctly."
CardPointe or Valor
Both support Level 2/3 data. CardPointe is stronger for multi-channel + portal; Valor is stronger if QuickBooks matters.
Pricing Overview

A Plain-English Pricing Guide

Actual pricing varies by business type, volume, configuration, and current offers. This overview shows the general pricing model — not a quote. OmniPayUSA reviews specific pricing for your setup.

CardPointe

Payment command center
HardwareTerminal + mobile reader
SoftwareIncluded w/ account
ProcessingInterchange-based
Gateway feeMonthly
Pricing depends on volume, card mix, and plan. OmniPayUSA reviews rates for your specific setup.

Clover

Full POS ecosystem
HardwareStation, Mini, Flex, Go
SoftwareMonthly plan
ProcessingInterchange-based
App add-onsVaries by app
Software plan price depends on plan tier: Payments, Essentials, Register, Counter Service, etc.

Valor PayTech

Back-office gateway
HardwareOptional terminals
GatewayMonthly fee
ProcessingInterchange-based
QB integrationIncluded
Best value when QB sync, recurring billing, and ACH reduce manual bookkeeping time.

Dejavoo

Hardware + gateway
HardwareZ-series terminals
GatewayiPOSpays monthly
ProcessingInterchange-based
Hosted pageIncluded
Straightforward hardware costs. Competitive for field service and counter-based businesses.

Tabit, INFI, and NMI pricing is custom-quoted based on property size, integration scope, and deployment. OmniPayUSA can facilitate pricing conversations for all seven platforms.

Not Sure Yet?

OmniPayUSA Helps You Choose Without Pressure

We carry all seven platforms — and we'll tell you honestly which one fits how your business actually operates. If nothing in the lineup is the right fit, we'll say that too. No pressure to decide on the call.

Honest comparison across all seven platforms
No obligation to move forward on the call
Setup, configuration, and support after launch
Based in Tampa, FL — serving businesses across the Tampa Bay area and beyond

Request a Platform Review

Tell us how your business collects payment today and what you need to do better. We'll recommend the right fit from the lineup above.

No pressure. No obligation. Just a practical comparison.

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