Terms of Service

1. Agreement to Terms

These Terms of Service are an agreement between you and OmniPayUSA, also referred to as “OmniPayUSA,” “we,” “us,” or “our.”

These Terms apply to your access to and use of the website located at https://omnipayusa.creditcard/, any related pages, communications, service inquiries, account setup discussions, support interactions, and services provided by OmniPayUSA.

2. Services Provided

OmniPayUSA provides business services that may include payment processing solutions, POS systems, payment gateways, virtual terminals, mobile payment tools, online payment solutions, invoicing tools, business software, marketing services, website services, technology consulting, onboarding support, and related business support services.

Specific products, pricing, processing terms, software terms, underwriting requirements, hardware availability, and service details may vary based on the provider, processor, platform, bank, business type, approval status, and written agreement provided to you.

3. Eligibility and Business Use

Our website and services are intended for business owners, authorized representatives, and adults who are at least 18 years old.

By requesting information or services, you represent that the information you provide is accurate and that you are authorized to act on behalf of the business or organization you represent.

4. User Responsibilities

You agree to:

• Provide accurate, current, and complete information
• Use the website and services only for lawful business purposes
• Comply with all applicable laws, rules, processor requirements, card brand rules, and platform terms
• Review all service agreements, pricing, processing terms, and third-party provider terms before activation
• Protect account credentials, business data, and access permissions
• Notify us promptly if you believe information you provided is incorrect or if unauthorized activity occurs

5. Third-Party Services

OmniPayUSA may recommend, help set up, integrate, or support third-party services, including payment processors, POS providers, gateway providers, software platforms, messaging providers, marketing platforms, financial service providers, and other technology vendors.

Third-party services are governed by their own agreements, privacy policies, pricing terms, compliance requirements, underwriting rules, and service limitations. OmniPayUSA is not responsible for the performance, outages, decisions, fees, policies, approvals, declines, or actions of third-party providers.

6. Payment and Billing Terms

Certain services may require payment. Pricing, billing terms, hardware costs, software costs, management fees, processing costs, and any applicable service fees will be disclosed before service activation or in a separate written agreement.

Payment processing services may require underwriting, identity verification, business verification, bank approval, processor approval, risk review, and compliance review. Approval is not guaranteed.

You are responsible for reviewing and understanding all written agreements before signing or activating services.

7. Communications

By contacting OmniPayUSA, submitting a form, calling us, texting us, emailing us, or requesting information, you agree that OmniPayUSA may respond to your inquiry using the contact information you provide.

Communications may include responses to your inquiry, appointment scheduling, service follow-ups, support messages, account setup information, and customer care updates.

SMS communications are governed by the SMS Terms and Conditions section below.

9. Intellectual Property

The OmniPayUSA website, content, text, design elements, graphics, logos, service descriptions, and other materials are owned by OmniPayUSA or used with permission. You may not copy, reproduce, modify, distribute, or use our content for commercial purposes without written permission.

10. Prohibited Use

You agree not to use our website or services to:

• Violate any law, regulation, processor rule, platform rule, or card brand requirement
• Submit false, misleading, or fraudulent information
• Attempt unauthorized access to our website, systems, or connected platforms
• Interfere with website security, performance, or functionality
• Use OmniPayUSA services for prohibited, restricted, deceptive, or unlawful business activities
• Misrepresent your identity, authority, business type, processing activity, or intended use of services

11. Disclaimers

The website and general information provided by OmniPayUSA are offered for informational and business purposes. We do not guarantee that every product, service, processor, platform, rate, approval, or solution will be available to every business.

Services are provided subject to applicable agreements, provider requirements, underwriting, platform availability, technology limitations, and compliance rules.

12. Limitation of Liability

To the fullest extent permitted by law, OmniPayUSA is not liable for indirect, incidental, special, consequential, punitive, or lost-profit damages arising from your use of the website, third-party services, payment processing services, technology platforms, communications, or service recommendations.

Nothing in these Terms limits liability where it cannot be limited under applicable law.

13. Termination

We may suspend or terminate website access, communication, or services if we believe you violated these Terms, provided false information, engaged in prohibited activity, created risk, or used our services in a way that violates law, processor rules, platform rules, or third-party provider requirements.

14. Governing Law

These Terms are governed by the laws of the State of Florida, United States, without regard to conflict-of-law principles.

15. Updates to These Terms

We may update these Terms from time to time. The updated version will be identified by the “Last updated” date at the top of this page. Your continued use of the website or services after updates are posted means you accept the updated Terms.

16. Contact Information

If you have questions about these Terms, SMS communications, or OmniPayUSA services, contact us:

• Business: OmniPayUSA
• Email: emailus@omnipayusa.com
• Phone/Text: (813) 464-5100
• Location: Tampa Bay, Florida
• Website: https://omnipayusa.creditcard/